Financial Services & FinTech

AZB & Partners’ financial services & FinTech practice comes equipped with the kind of deep experience and specialized expertise needed to provide best-in-class counsel. Each client is approached with solutions that are specifically tailored to their business and regulatory needs.

We have experience with various matters, such as technology, data exploitation and financial regulation. Our clients range from established financial institutions (in banking, non-banking and securities market/ financial intermediaries space), global technology, payments and telecommunication companies, to investors and start-ups with the potential to act as market disrupters.

Our work includes:

  • Entry strategies, this includes setting up of financial services/FinTech business in India and gaining regulatory licenses/approvals
  • Developing new products (including financial product feasibility assessments), ongoing compliances and regulatory risk assessments
  • Strategic M&A (including cross-border), across both listed, unlisted and private players, covering investments, JVs, mergers, demergers, asset and business transfers, intra-group restructuring, product distribution agreements, referral and service arrangements, etc.
  • Governance advice for senior management, representing clients before Indian regulators such as RBI, SEBI/ SAT, Ministry of Finance, Tribunals/ High Courts, Supreme Court, etc., including counsel on investigation and inquiry proceedings, compounding and settlement/consent proceedings
  • Payment services (domestic and cross-border), including card payment networks, pre-paid payment instruments (wallets), payment gateways and aggregators, white-label operations, electronic and mobile money services, online (including P2P) lending, account aggregators, etc.
  • Technology transfer and licensing, development and procurement, app design, development and licensing and IP creation, exploitation and protection
  • Emerging technologies, such as blockchains, crypto-currencies, aggregation platforms, over the top (OTT) media services, cloud strategies, technology-payments integration, machine learning and artificial intelligence
  • Data protection, cyber-security, Big Data and information security
  • Making regulatory representations and assisting on policy formulation, including impact assessment of new regulations, regulatory representations on policy/ legal changes impacting FinTech/ financial services sector

CONTACT A MEMBER OF OUR TEAM

Anu Tiwari

Partner

Mumbai e-mail Anu