Bhargavy Ramesh


I am driven by the ever-evolving nature of law which continuously motivates me to aid clients by creating constructive legal solutions

Bhargavy advises various banks, non-banking financial companies, mutual funds, other lenders and borrower entities on various types of financing transactions. She advises clients across the Fintech ecosystem including banks and financial institutions, investors, digital lending platforms, payment aggregators, PPI issuers, cross border payments operators and neo-banks on complex regulatory and advisory mandates and products including co-branded credit and debit card arrangements, white-labelled products and services, prepaid payment instruments and UPI. She has also assisted entities to apply for registration as prepaid payment issuers and account aggregators.